Bank Holiday August 2025 Closure for Independence Day & Janmashtami – What You Must Know

If you’re planning any bank-related work in mid-August 2025, you might need to reschedule. Several states in India will see bank branches closed for three consecutive days—from Friday, August 15, to Sunday, August 17—due to Independence Day, Janmashtami, and the regular Sunday holiday.

While physical branches will not be operational during these days in certain states, customers can still access their accounts through ATMs, UPI, internet banking, and mobile banking services without any disruption.

Bank Holiday: Why Banks Will Be Closed in Mid-August 2025

According to the official Reserve Bank of India (RBI) holiday calendar, there are multiple reasons for the mid-August closures:

1. August 15 – Independence Day
   India’s Independence Day is a national holiday celebrated across the country to mark freedom from British colonial rule in 1947. As it is a gazetted holiday, all banks—public sector, private sector, foreign banks, cooperative banks, and regional rural banks—will remain closed nationwide.
2. August 16 – Janmashtami
   The birth anniversary of Lord Krishna is celebrated as Janmashtami or Krishna Jayanthi in many states. The festival’s date varies depending on the lunar calendar, and in 2025, it falls on Saturday, August 16 in several regions.
   On this day, banks will remain closed in cities such as:
   • Ahmedabad
   • Aizawl
   • Bhopal
   • Chandigarh
   • Chennai
   • Dehradun
   • Gangtok
   • Hyderabad
   • Jaipur
   • Jammu
   • Kanpur
   • Lucknow
   • Patna
   • Raipur
   • Ranchi
   • Shillong
   • Srinagar
   • Vijayawada
3. August 17 – Sunday
   All banks remain closed on Sundays as part of their regular weekly schedule.

Impact on Customers

For customers, this means that physical banking services—like cash deposits at branches, in-person account updates, loan processing, and cheque clearance—will be unavailable for three days in a row in certain regions.

However, digital and automated banking services will work as usual:

• UPI transactions (Google Pay, PhonePe, Paytm, etc.)
• Internet and mobile banking
• ATM withdrawals and deposits (where cash deposit machines are available)
• Banking apps and investment platforms

Unless there is scheduled maintenance or a technical issue, these services remain unaffected by Bank Holidays.

August 2025 Bank Holiday Calendar

In total, banks in India will be closed for about 15 days in August 2025, though exact dates depend on state-specific holidays. These closures include:

• All Sundays (August 3, 10, 17, 24, and 31)
• Second Saturday (August 9)
• Fourth Saturday (August 23)
• Festival Holidays such as Raksha Bandhan, Parsi New Year (Shahenshahi), Janmashtami, Krishna Jayanthi, and Ganesh Chaturthi

Here’s a quick view of major August 2025 bank holidays (excluding state-specific observances):

Date	Day	Occasion	Holiday Type
Aug 3	Sunday	Weekly Holiday	Nationwide
Aug 9	Saturday	Second Saturday	Nationwide
Aug 10	Sunday	Weekly Holiday	Nationwide
Aug 15	Friday	Independence Day	National Holiday
Aug 16	Saturday	Janmashtami (in select states)	Regional
Aug 17	Sunday	Weekly Holiday	Nationwide
Aug 23	Saturday	Fourth Saturday	Nationwide
Aug 24	Sunday	Weekly Holiday	Nationwide
Aug 31	Sunday	Weekly Holiday	Nationwide

RBI’s Bank Holiday Classification

The RBI categorizes bank holidays under three main heads:

1. Holiday under the Negotiable Instruments Act
2. Holiday under the Negotiable Instruments Act & Real Time Gross Settlement (RTGS) Holiday
3. Banks’ Closing of Accounts

Festivals like Independence Day and Janmashtami fall under the Negotiable Instruments Act, meaning physical banking operations come to a halt, but digital services remain functional.

Bank Holiday: Tips for Customers Ahead of the Long Weekend

If you have urgent banking needs in mid-August 2025, here are some steps to avoid inconvenience:

• Complete Cash Deposits/Withdrawals in Advance: Ensure you have enough cash or make ATM withdrawals beforehand.
• Schedule Cheque Payments Early: Cheques deposited right before the holiday period may face clearance delays.
• Use Digital Transactions: Switch to UPI, NEFT, RTGS, and IMPS for urgent transfers.
• Monitor Bank Notices: Some banks publish specific maintenance schedules for online platforms.

Bank Holiday: No Impact on Digital Banking

It’s important to note that Bank Holidays do not affect online transactions. Whether it’s paying bills, transferring funds, or checking balances, all banking websites and apps remain operational 24/7.

Popular services that will continue uninterrupted:

• UPI (Google Pay, PhonePe, Paytm)
• IMPS and NEFT transfers (subject to scheduled downtime, if any)
• ATM withdrawals and balance inquiries
• Credit card payments and mobile wallet top-ups

Why August 2025 Is Special for Bank Holidays

August is typically a busy month for festivals in India, and in 2025, it’s even more significant because Independence Day falls on a Friday, immediately followed by Janmashtami in certain states and then a Sunday holiday. This creates a three-day break for many bank employees and customers alike.

Final Takeaway

From August 15 to 17, 2025, several Indian states will see bank branches closed due to a combination of national and regional Bank Holidays. While this won’t disrupt digital transactions and ATM services, customers should plan in advance for any branch-related work.

The RBI holiday list serves as an essential guide for planning financial activities around major festivals and weekends. If you have pending transactions, loan processing, or cash requirements, act before the holiday period to avoid delays.